Derek Horner (centre of photograph, holding 'key') is joined by four other members of staff of the
Birmingham Municipal Bank on the occasion of his twenty-first Birthday. His Bank colleagues are:
Roger Garner (centre rear)
John Stanley (right rear)
Eddie Yates (on Derek's right)
Brian Galloway (front left)

Also in the photograph are Terry Lane, Tommy Heath, and Barry Davis (all non-BMB)